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Sono Arisan

by Bank of Bali

Arisan Digital Modern

Arisan yang aman, transparan, dan cepat cair.

Sono Arisan turns the beloved Indonesian tradition into a mobile-first, escrow-backed experience. Form a group of 5-20 sisters, save weekly, and take turns winning the pot — with none of the drama and 100% of the sisterhood.

  • Every contribution held in escrow — impossible to lose the pot to a runaway member
  • Automatic rotation — no more "who's turn is it?" arguments
  • Late-payment guard: Sono covers a missed week, we chase repayment for you
  • Transparent ledger visible to all group members
  • Fee: 2% of the pot — cheaper than a broken friendship

Free to join. Halal. Non-custodial connectivity to Bank of Bali. See our privacy policy.

891 sisters running arisan

Questions from our sisters

Is digital arisan halal?

Yes. Traditional arisan is halal (MUI: "helping one another financially, not gambling"). The digital version keeps every rupiah traceable and escrow-protected — arguably safer than paper-based arisan.

What if someone stops paying?

Sono covers the missed week from a shared insurance pool (included in the 2% fee) so the winner still gets their full pot. We then work with the missing member directly.

How is the winner chosen?

By transparent rotation. Everyone knows their position from week 1, no surprises. Optional: draw randomly with an on-chain provable-fair mechanism (Bank of Bali members only).

Can I have multiple arisan groups?

Yes. Family arisan, office arisan, WhatsApp-group arisan — you can manage up to 5 groups simultaneously.

Where does the 2% fee go?

Roughly half to the insurance pool, half to platform operations. Full breakdown published quarterly in the audit report.